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Auto Insurance in Quebec

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Coverage that fits your needs

At Allstate, we understand that no two drivers are exactly the same. That’s exactly why we think customized coverage and personal attention are essential when you’re on the hunt for car insurance in Quebec.

 

We’re also aware that choosing auto insurance coverage that fits your needs can be overwhelming and, at times, confusing. That’s where our highly trained agents in Quebec can help — they’ll take the time to get to know you and your needs, making sure you get coverage that takes both your lifestyle and budget into consideration.

Why choose Allstate?

  • Discounts to help you save
  • Custom policies that fit your lifestyle
  • 24/7 claims support
  • Guaranteed repairs through preferred vendors
  • Easily manage your insurance online with myAllstate®

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Proudly protecting Canadians for over 65 years

Combine your auto and home insurance and save an average of $509*.

Proudly protecting Canadians for over 65 years

Combine your auto and home insurance and save an average of $509*.

* When you combine your home and auto insurance and take advantage of additional Allstate offerings, you may qualify for additional discounts as applied to Allstate’s current base rates. Terms and conditions and some limitations apply. Coverage, perils, discounts, and availability may vary by region. Rates and discounts subject to change.
Close-up of a hand holding a car-shaped keychain and a home-shaped keychain

Proudly protecting Canadians for over 65 years

Combine your auto and home insurance and save an average of $509*.

* When you combine your home and auto insurance and take advantage of additional Allstate offerings, you may qualify for additional discounts as applied to Allstate’s current base rates. Terms and conditions and some limitations apply. Coverage, perils, discounts, and availability may vary by region. Rates and discounts subject to change.

Choose the level of protection that’s right for you

At Allstate, we’re here to make sure you’re getting the comprehensive car insurance coverage in Quebec you’re looking for. That’s why you can pick from a variety of special add-ons and optional features, including:

  • Collision or Upset: If you find yourself in a collision with another object (such as a guardrail or tree) or vehicle, your vehicle replacement costs or repairs are covered (up to its actual value less your deductible). 
  • Comprehensive: In the case of damage not caused by a collision, but instead by fire, lightning, explosion, theft, vandalism, falling objects, windshield damage, or impact with animals, expenses connected to the physical damage of your car are covered. 
  • All Perils: Combines Comprehensive and Collision coverage to deliver the most complete coverage. 
  • Specified Perils: Covers only specific perils like explosion, lightning, theft, windstorm, and fire.
  • Loss of Use: You will be reimbursed for alternative transportation costs (like a rental car or taxi) while your vehicle is being fixed due to theft or damage. 
  • Damage to a Non-Owned Vehicle: Provides coverage if you damage a vehicle you don’t own, like a rental car. 
  • Waiver of Depreciation: If your new vehicle (less than 36 months old) is damaged in an accident, no depreciation will be added. 

Auto Insurance discounts in Quebec

Get the right coverage at the right price. Here’s how you can save more with Allstate:

  • Claim Forgiveness: Feel safe knowing that your rates will not change after your first at-fault claim. Once your first claim expires, your second at-fault claim will be forgiven.** 
  • Disappearing Deductible: Get rewarded for your driving habits. Your deductible will decrease every term you don’t make a claim.*** 
  • "Take Two" Advantage®: Combine your car and property insurance to save big.  
  • Multi Vehicle: Save even more when you insure several vehicles with us.
  • Anti-Theft: If your vehicle is equipped with an anti-theft tracking device or vehicle marking, you could get a discount on your insurance (Quebec only).
  • Ticket Forgiveness: Your insurance rates won’t increase if you get a ticket for a minor driving offense.
  • Claim Satisfaction Guarantee: A unique new feature provided to auto customers for no extra charge. It’s a bold declaration of our confidence in how we care for and assist customers and put them in Good Hands. If for any reason you are dissatisfied with your auto claim experience, we will refund your premium.† †
  • ** Rates will not be increased or surcharged if insured submits no more than one claim every 6 years.
  • *** Claim Forgiveness does not protect your Disappearing Deductible.
  • Not available for motorcycles or recreational vehicles. If no claims occur during a policy term, the deductible(s) on the qualifying vehicle(s) will automatically be reduced by $100 for a 12-month policy term or $50 for a 6-month policy term (to a minimum of $0) on the next policy renewal. Any vehicle to which this feature applies will be identified on the Certificate of Automobile Insurance. Where more than one vehicle is insured under this contract, this feature only applies to the vehicle(s) specifically identified. Claim Forgiveness does not protect your Disappearing Deductible.
  • †† Terms and conditions apply. Rates will not be increased or surcharged if insured submits no more than one claim every 6 years. Eligibility requirements, terms, and conditions apply. The bonus cheque reward will be sent to you prior to receiving your renewal offer.
This contains information about coverage offered by Allstate but does not list all of the conditions and exclusions that apply to the coverage described. The wording of the actual policy and local law will govern.

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