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Home Insurance in Alberta

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Protect what matters most

Your home is important to you. It’s where you and your loved ones relax, entertain, and spend quality time together; it’s also where you keep your most precious belongings. That’s why it’s vital to choose the right home insurance in Alberta for your family’s needs and lifestyle. At Allstate, we offer personalized coverage so you can get the features you need — and the peace of mind you deserve.

 

Are you a renter? Learn more about tenant insurance in Alberta.

Are you a condo owner? Learn more about condo insurance in Alberta.

Why choose Allstate?

  • Discounts to help you save
  • Custom policies that fit your lifestyle
  • 24/7 claims support
  • Guaranteed repairs through preferred vendors
  • Easily manage your insurance online with myAllstate®

Close-up of a hand holding a car-shaped keychain and a home-shaped keychain

Proudly protecting Canadians for over 65 years

Combine your auto and home insurance and save an average of $991*.

Proudly protecting Canadians for over 65 years

Combine your auto and home insurance and save an average of $991*.

* When you combine your home and auto insurance and take advantage of additional Allstate offerings, you may qualify for additional discounts as applied to Allstate’s current base rates. Terms and conditions and some limitations apply. Coverage, perils, discounts, and availability may vary by region. Rates and discounts subject to change.
Close-up of a hand holding a car-shaped keychain and a home-shaped keychain

Proudly protecting Canadians for over 65 years

Combine your auto and home insurance and save an average of $991*.

* When you combine your home and auto insurance and take advantage of additional Allstate offerings, you may qualify for additional discounts as applied to Allstate’s current base rates. Terms and conditions and some limitations apply. Coverage, perils, discounts, and availability may vary by region. Rates and discounts subject to change.

Coverage that fits

With Your Choice Home® from Allstate, you can choose the level of protection that’s right for your household:

 

  • VIP Package
    •  Get all-risk coverage for your house and contents, including replacement cost (replaces contents with items of similar value, without depreciation) 
    •  Also includes Claim Forgiveness**, Disappearing Deductible***, Home Replacement Cost Guarantee, and one free personalized option 
  • Elite Package
    •  Get all-risk coverage for your house and certain perils for your contents (such as fire, theft, and water damage), including replacement cost (replaces contents with items of similar value, without depreciation) 
    •  Also includes Disappearing Deductible*** and Home Replacement Cost Guarantee 
  • Basic Coverage
    •  Get certain perils coverage for your house and contents, including replacement cost (replaces contents with items of similar value, without depreciation) 
    •  Optional Home Replacement Cost Guarantee 
  • Additional Coverage
    •  You can purchase additional coverage on an individual basis, including Water Damage Insurance, Earthquake Damage, Personal Articles Coverage, Home Business Coverage, and more 
  • ** Rates will not be increased or surcharged if insured submits no more than one claim every 6 years.
  • *** Claim Forgiveness does not protect your Disappearing Deductible.

Your Choice Home’s® special features and options include:

  • Claim Forgiveness: At Allstate, we recognize that accidents can happen. That’s why your rates won’t go up because of a claim.** 
  • Disappearing Deductible: Get the right coverage for your needs, without having to worry about high premiums. Your deductible will decrease every consecutive term you go without a claim until it disappears.*** 
  • Claim-Free Bonus Cheque: If you’ve been claim-free for at least one year, Allstate will reward you our Claim-Free Bonus Cheque! It’s our way of recognizing your claim-free status on your property (home and condo). A cheque will be mailed to you at the end of each claim-free term.
  • Personalized Options: Get extra protection for your lifestyle and favourite pastimes by purchasing add-ons including Student, Yard and Garden, Ski and Snowboard, and more.
  • ** Rates will not be increased or surcharged if insured submits no more than one claim every 6 years.
  • *** Claim Forgiveness does not protect your Disappearing Deductible.
  • Terms and conditions apply. Rates will not be increased or surcharged if insured submits no more than one claim every 6 years. Eligibility requirements, terms, and conditions apply. The bonus cheque reward will be sent to you prior to receiving your renewal offer.
This contains information about coverage offered by Allstate but does not list all of the conditions and exclusions that apply to the coverage described. The wording of the actual policy and local law will govern.

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We offer a full line of auto and home insurance products in the following cities. Choose your city below to see all local Allstate agencies near you.