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Custom coverage for the things that matter most
You can tailor Allstate's Your Choice Home® to fit your needs. Rest assured, every policy protects your home and other structures on your property (e.g. a garage or shed). It also covers your personal items, legal liability to other people and their property, and living expenses if your home needs repairs. You can also add unique options: Game and Fishing, Identity Theft and Legal Expense Coverage, and Yard and Garden coverage.
Are you a renter? Learn more about tenant insurance and our range of coverage options for your personal property.
We’re always by your side
When it comes to home insurance, we're here to match you with the right coverage that protects your property and belongings. We also work hard to make sure you're always in Good Hands®. That means providing attentive customer care and guiding you through the process from start to finish.
- How do I know how much insurance I need? There are two main factors to consider: the first is the value of your home's physical structure. The second is the value of your personal property (including furnishings, appliances, and clothing). Start by taking a detailed inventory of your items to ensure you have an accurate estimate of their value. Be sure to ask your Allstate agent about any limits or exclusions that may apply.
- How is my premium calculated? We consider a number of factors when we calculate your home insurance premium like: replacement cost (size and composition of your home, and value of contents); your neighbourhood; proximity to a fire hydrant or fire station; type of roofing; type of heating source; number of kitchens and bathrooms; and more.
- What happens if I have to make a claim? Our claims team is here for you 24/7 and we'll walk you through the process.