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Auto Insurance in Nova Scotia

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Customized coverage for peace of mind

At Allstate, we appreciate that every driver is unique. That’s why we think when it comes to obtaining car insurance in Nova Scotia, you should receive personalized coverage that meets your needs — and gives you peace of mind on the road.

 

We also understand that picking the ideal auto insurance coverage can be puzzling and, at times, frustrating. However, you can feel confident that our professional agents in Nova Scotia will take the time to understand your lifestyle and help you create a policy that provides you with the right coverage for your exact needs.

Why choose Allstate?

  • Discounts to help you save
  • Custom policies that fit your lifestyle
  • 24/7 claims support
  • Guaranteed repairs through preferred vendors
  • Easily manage your insurance online with myAllstate®

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Proudly protecting Canadians for over 65 years

Combine your auto and home insurance and save an average of $743*.

Proudly protecting Canadians for over 65 years

Combine your auto and home insurance and save an average of $743*.

* When you combine your home and auto insurance and take advantage of additional Allstate offerings, you may qualify for additional discounts as applied to Allstate’s current base rates. Terms and conditions and some limitations apply. Coverage, perils, discounts, and availability may vary by region. Rates and discounts subject to change.
Close-up of a hand holding a car-shaped keychain and a home-shaped keychain

Proudly protecting Canadians for over 65 years

Combine your auto and home insurance and save an average of $743*.

* When you combine your home and auto insurance and take advantage of additional Allstate offerings, you may qualify for additional discounts as applied to Allstate’s current base rates. Terms and conditions and some limitations apply. Coverage, perils, discounts, and availability may vary by region. Rates and discounts subject to change.

Choose the features and add-ons that are right for you

At Allstate, we want to make sure you get complete car insurance coverage in Nova Scotia that fits your needs. That’s why you can choose from numerous optional extras and special features, including:

  • Collision or Upset: If you end up in a collision with another vehicle or object (such as a tree or guardrail), your vehicle repair or replacement costs are paid for (up to its actual value less your deductible). 
  • Comprehensive: If your vehicle has suffered damage not resulting from a collision, but instead by fire, explosion, impact by an animal, theft, vandalism, lightning, falling objects, or windshield damage, costs associated with the physical damage of your car are paid for. 
  • All Perils: Joins Collision and Comprehensive coverages to give you the most extensive coverage. 
  • Specified Perils: Covers only certain perils such as lightning, fire, explosion, theft, and windstorm.
  • Loss of Use: You will be reimbursed for alternative transportation expenses (such as a taxi or rental car) while your vehicle is being serviced because of damage or theft.
  • Damage to a Non-Owned Vehicle: Offers coverage if you damage a rental car or another vehicle you don’t own.
  • Waiver of Depreciation: If your new vehicle (less than 36 months old) is damaged in an accident, no depreciation will be applied.

Drivewise® (for Nova Scotia customers)

Drivewise is a great way for drivers to save up to 30% on their car insurance. It is an app that can be downloaded to your smartphone that gathers information about your daily driving habits. You get rewarded with insurance discounts for driving at safe speeds, less hard stops, and more.

 

Get a discount for signing up! PLUS download the TESTDrivewise app for FREE and get an additional 5% discount!**

  • ** In order to qualify for the Enrollment (10% in ON, AB, NS, NB, and PQ) and TestDrivewise discount (worth 5% and only in ON, AB, and NS), you must be enrolled in the program and have downloaded both Drivewise and/or the TestDrivewise apps. You will need a minimum of five trips recorded and submitted for validation to qualify for the TestDrivewise discount.
  • For user who only download TestDrivewise without enrolling in the Drivewise program, no discount will be applied. However, if you enrol in the Drivewise program without downloading the TestDrivewise app, you will only receive an enrollment discount.

Auto Insurance discounts in Nova Scotia

Get the right coverage at the right price. Here’s how you can save more with Allstate:

  • Claim Forgiveness: You can trust that we will never increase your rates due to your first at-fault claim. Also, your second claim is forgiven as soon as the first claim expires.***  
  • Disappearing Deductible: Watch your deductible vanish every term you don’t make a claim.**** 
  • "Take Two" Advantage®: Combine your car and property insurance and save.  
  • Multi Vehicle: Get great rates when you insure several vehicles with us.
  • Ticket Forgiveness: Your insurance rates won’t increase if you get a ticket for a minor driving offense.
  • *** Rates will not be increased or surcharged if insured submits no more than one claim every 6 years.
  • **** Claim Forgiveness does not protect your Disappearing Deductible.
  • Not available for motorcycles or recreational vehicles. If no claims occur during a policy term, the deductible(s) on the qualifying vehicle(s) will automatically be reduced by $100 for a 12-month policy term or $50 for a 6-month policy term (to a minimum of $0) on the next policy renewal. Any vehicle to which this feature applies will be identified on the Certificate of Automobile Insurance. Where more than one vehicle is insured under this contract, this feature only applies to the vehicle(s) specifically identified. Claim Forgiveness does not protect your Disappearing Deductible.
This contains information about coverage offered by Allstate but does not list all of the conditions and exclusions that apply to the coverage described. The wording of the actual policy and local law will govern.

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