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Home Insurance in Nova Scotia

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Protect the things that matter most

Your home is a part of you. It’s where you and the ones you love kick back, relax, and have a good time together; it’s also where you keep your most important belongings. That’s why it’s essential to decide on the right home insurance in Nova Scotia to reassure your family’s safety and to protect your household. At Allstate, we offer personalized coverage so you can receive the features you need and achieve peace of mind.

 

Are you a renter? Learn more about tenant insurance in Nova Scotia.

Are you a condo owner? Learn more about condo insurance in Nova Scotia.

Why choose Allstate?

  • Discounts to help you save
  • Custom policies that fit your lifestyle
  • 24/7 claims support
  • Guaranteed repairs through preferred vendors
  • Easily manage your insurance online with myAllstate®

Close-up of a hand holding a car-shaped keychain and a home-shaped keychain

Proudly protecting Canadians for over 65 years

Combine your auto and home insurance and save an average of $743*.

Proudly protecting Canadians for over 65 years

Combine your auto and home insurance and save an average of $743*.

* When you combine your home and auto insurance and take advantage of additional Allstate offerings, you may qualify for additional discounts as applied to Allstate’s current base rates. Terms and conditions and some limitations apply. Coverage, perils, discounts, and availability may vary by region. Rates and discounts subject to change.
Close-up of a hand holding a car-shaped keychain and a home-shaped keychain

Proudly protecting Canadians for over 65 years

Combine your auto and home insurance and save an average of $743*.

* When you combine your home and auto insurance and take advantage of additional Allstate offerings, you may qualify for additional discounts as applied to Allstate’s current base rates. Terms and conditions and some limitations apply. Coverage, perils, discounts, and availability may vary by region. Rates and discounts subject to change.

Coverage that fits your lifestyle

With Your Choice Home® from Allstate, you can select the coverage plan that suits your household:

 

  • VIP Package
    •  Receive all-risk coverage for your building and contents, including replacement cost (replaces contents with items of comparable value, without depreciation) 
    •  Also includes Claim Forgiveness**, Disappearing Deductible***, Home Replacement Cost Guarantee, and one complimentary personalized option 
  • Elite Package
    •  Receive all-risk coverage for your house and certain perils for your contents (such as theft, water, and fire damage), including replacement cost (replaces contents with items of similar value, without depreciation) 
    •  Also includes Disappearing Deductible*** and Home Replacement Cost Guarantee 
  • Basic Coverage
    •  Obtain certain perils coverage for your house and contents, including replacement cost (replaces contents with items of similar value, without depreciation) 
    •  Optional Home Replacement Cost Guarantee 
  • Additional Coverage
    •  You can invest in additional coverage, including Personal Articles Coverage, Home Business Coverage, Earthquake Damage, and more 
  • ** Rates will not be increased or surcharged if insured submits no more than one claim every 6 years.
  • *** Claim Forgiveness does not protect your Disappearing Deductible.

Your Choice Home’s® special features and options include:

  • Claim Forgiveness: At Allstate, we understand that accidents can happen. That’s why your rates won’t change after a claim.** 
  • Disappearing Deductible: Obtain the ideal coverage for your needs without the stress of high premiums. Your deductible goes down every consecutive term you don’t make a claim until it vanishes.*** 
  • Claim-Free Bonus Cheque: If you’ve been claim-free for at least one year, Allstate will reward you our Claim-Free Bonus Cheque! It’s our way ofrecognizing your claim-free status on your property (home and condo). A cheque will be mailed to you at the end of each claim-free term.
  • Personalized Options: Obtain added protection for your lifestyle and favourite hobbies by buying add-ons such as Yard and Garden, Ski and Snowboard, Student, and more. 
  • ** Rates will not be increased or surcharged if insured submits no more than one claim every 6 years.
  • *** Claim Forgiveness does not protect your Disappearing Deductible.
  • Terms and conditions apply. Rates will not be increased or surcharged if insured submits no more than one claim every 6 years. Eligibility requirements, terms, and conditions apply. The bonus cheque reward will be sent to you prior to receiving your renewal offer.
This contains information about coverage offered by Allstate but does not list all of the conditions and exclusions that apply to the coverage described. The wording of the actual policy and local law will govern.

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We offer a full line of auto and home insurance products in the following cities. Choose your city below to see all local Allstate agencies near you.