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Home Insurance in Ontario

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Protecting what matters most

Your home is a big part of your life. It’s the place where you relax and spend quality time with your best friends and family; it’s also where you keep your most prized possessions. That’s why it’s important to choose home insurance in Ontario that fits your lifestyle and helps keep your family safe. At Allstate, we provide customized coverage so you can receive the features you desire — and the get the protection you need.

 

Are you a renter? Learn more about tenant insurance in Ontario

Are you a condo owner? Learn more about condo insurance in Ontario.

Why choose Allstate?

  • Discounts to help you save
  • Custom policies that fit your lifestyle
  • 24/7 claims support
  • Guaranteed repairs through preferred vendors
  • Easily manage your insurance online with myAllstate®

Close-up of a hand holding a car-shaped keychain and a home-shaped keychain

Proudly protecting Canadians for over 65 years

Combine your auto and home insurance and save an average of $712*.

Proudly protecting Canadians for over 65 years

Combine your auto and home insurance and save an average of $712*.

* When you combine your home and auto insurance and take advantage of additional Allstate offerings, you may qualify for additional discounts as applied to Allstate’s current base rates. Terms and conditions and some limitations apply. Coverage, perils, discounts, and availability may vary by region. Rates and discounts subject to change.
Close-up of a hand holding a car-shaped keychain and a home-shaped keychain

Proudly protecting Canadians for over 65 years

Combine your auto and home insurance and save an average of $712*.

* When you combine your home and auto insurance and take advantage of additional Allstate offerings, you may qualify for additional discounts as applied to Allstate’s current base rates. Terms and conditions and some limitations apply. Coverage, perils, discounts, and availability may vary by region. Rates and discounts subject to change.

Coverage that suits you

With Your Choice Home® from Allstate, you can choose the ideal coverage for your household:

 

  • VIP Package
    •  Purchase all-risk coverage for your house and contents, including replacement cost (replaces contents with items of similar value, without depreciation) 
    •  Also includes Claim Forgiveness**, Disappearing Deductible***, Home Replacement Cost Guarantee, and one free personalized option of your choice 
  • Elite Package
    •  Purchase all-risk coverage for your house and certain perils for your contents (such as fire, water damage, and theft), including replacement cost (replaces contents with items of similar value, without depreciation) 
    •  Also includes Disappearing Deductible*** and Home Replacement Cost Guarantee 
  • Basic Coverage
    •  Purchase specific perils coverage for your house and contents, including replacement costs (replaces contents with items of similar value, without depreciation) 
    •  Optional Home Replacement Cost Guarantee 
  • Additional Coverage
    •  You can purchase additional coverage on an individual basis, including Personal Articles Coverage, Water Damage Insurance, Earthquake Damage, Home Business Coverage, and more 
  • ** Rates will not be increased or surcharged if insured submits no more than one claim every 6 years.
  • *** Claim Forgiveness does not protect your Disappearing Deductible.

Your Choice Home’s® special features and options include:

  • Claim Forgiveness: At Allstate, we recognize that collisions can happen. That’s why your rates won’t rise because of a claim.** 
  • Disappearing Deductible: Enjoy having the right coverage for your needs without the extra hassle of paying high premiums. Every consecutive term you go without a claim, your deductible will go down until it vanishes completely.*** 
  • Claim-Free Bonus Cheque: If you’ve been claim-free for at least one year, Allstate will reward you our Claim-Free Bonus Cheque! It’s our way of recognizing your claim-free status on your property (home and condo). A cheque will be mailed to you at the end of each claim-free term.
  • Personalized Options: Get extra coverage for your lifestyle and favourite activities by investing in add-ons such as Ski and Snowboard, Student, Yard and Garden, and more
  • ** Rates will not be increased or surcharged if insured submits no more than one claim every 6 years.
  • *** Claim Forgiveness does not protect your Disappearing Deductible.
  • Terms and conditions apply. Rates will not be increased or surcharged if insured submits no more than one claim every 6 years. Eligibility requirements, terms, and conditions apply. The bonus cheque reward will be sent to you prior to receiving your renewal offer.
This contains information about coverage offered by Allstate but does not list all of the conditions and exclusions that apply to the coverage described. The wording of the actual policy and local law will govern.

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We offer a full line of auto and home insurance products in the following cities. Choose your city below to see all local Allstate agencies near you.