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Home Insurance in Quebec

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Protect what you value most

Your home is an extension of you. It’s a place where you take time to relax and enjoy the company of friends and family; it also holds your most important possessions. To protect your livelihood and family, it’s crucial to get the right home insurance in Quebec. At Allstate, we offer personalized coverage with flexible features that meet the needs of your family and your home.

 

Are you a renter? Learn more about tenant insurance in Quebec.

Are you a condo owner? Learn more about condo insurance in Quebec.

Why choose Allstate?

  • Discounts to help you save
  • Custom policies that fit your lifestyle
  • 24/7 claims support
  • Guaranteed repairs through preferred vendors
  • Easily manage your insurance online with myAllstate®

Close-up of a hand holding a car-shaped keychain and a home-shaped keychain

Proudly protecting Canadians for over 65 years

Combine your auto and home insurance and save an average of $509*.

Proudly protecting Canadians for over 65 years

Combine your auto and home insurance and save an average of $509*.

* When you combine your home and auto insurance and take advantage of additional Allstate offerings, you may qualify for additional discounts as applied to Allstate’s current base rates. Terms and conditions and some limitations apply. Coverage, perils, discounts, and availability may vary by region. Rates and discounts subject to change.
Close-up of a hand holding a car-shaped keychain and a home-shaped keychain

Proudly protecting Canadians for over 65 years

Combine your auto and home insurance and save an average of $509*.

* When you combine your home and auto insurance and take advantage of additional Allstate offerings, you may qualify for additional discounts as applied to Allstate’s current base rates. Terms and conditions and some limitations apply. Coverage, perils, discounts, and availability may vary by region. Rates and discounts subject to change.

Get the personalized coverage you deserve

With Your Choice Home® from Allstate, you can determine the ideal level of protection for your home:

 

  • VIP Package
    •   Buy all-risk coverage for your house and contents, including replacement cost (replaces contents with items of similar value, without depreciation) 
    • Also includes Claim Forgiveness**, Disappearing Deductible***, Home Replacement Cost Guarantee, and your choice of one free personalized option
  • Elite Package
    •  Buy all-risk coverage for your house and certain perils for your contents (such as theft, fire, and water damage), including replacement cost (replaces contents with items of similar value, without depreciation) 
    • Also includes Disappearing Deductible*** and Home Replacement Cost Guarantee
  • Basic Coverage
    •  Features certain perils coverage for your house and contents, including replacement costs (replaces contents with items of similar value, without depreciation) 
    • Optional Home Replacement Cost Guarantee
  • Additional Coverage
    • You can buy extra coverage on an individual basis, including Home Business Coverage, Personal Articles Coverage, Water Damage Insurance, Earthquake Damage, and more
  • ** Rates will not be increased or surcharged if insured submits no more than one claim every 6 years.
  • *** Claim Forgiveness does not protect your Disappearing Deductible.

Your Choice Home’s® special features and options include:

  • Claim Forgiveness: At Allstate, we know that accidents are a part of life. That’s why your rates won’t increase after you make a claim.** 
  • Disappearing Deductible: Get coverage that meets your needs without the extra worry of high premiums. For every consecutive term you go without a claim, your deductible will decrease until it disappears completely.*** 
  • Claim-Free Bonus Cheque: If you’ve been claim-free for at least one year, Allstate will reward you our Claim-Free Bonus Cheque! It’s our way of recognizing your claim-free status on your property (home and condo). A cheque will be mailed to you at the end of each claim-free term.
  • Personalized Options: Strengthen your protection for your hobbies and lifestyle by purchasing add-ons such as Yard and Garden, Student, Ski and Snowboard, and more. 
  • ** Rates will not be increased or surcharged if insured submits no more than one claim every 6 years.
  • *** Claim Forgiveness does not protect your Disappearing Deductible.
  • Terms and conditions apply. Rates will not be increased or surcharged if insured submits no more than one claim every 6 years. Eligibility requirements, terms, and conditions apply. The bonus cheque reward will be sent to you prior to receiving your renewal offer.
This contains information about coverage offered by Allstate but does not list all of the conditions and exclusions that apply to the coverage described. The wording of the actual policy and local law will govern.

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We offer a full line of auto and home insurance products in the following cities. Choose your city below to see all local Allstate agencies near you.